Good Schools—and College—Are the Way to Financial Success, Right? “Does Intelligence Matter?” 3rd in Series by Deborah Ruf, PhD

Going to a “good school” is correlated with getting into a good college and with having a high-paying career. Well-to-do children can go to good private schools or suburban schools, but is this what makes so many of them financially successful? The teachers are well trained, well paid, smart, and provide challenging material for their students. Parental involvement is highly correlated to student success and a high percentage of college-educated parents are involved with their children’s schools. Fewer children in poverty have involved parents. These are two big reasons that so many students in “good” schools grow up to go to good colleges, get good jobs, and make plenty of money! But not so fast with those conclusions, Folks!

Policy has been designed and driven for a long time by the idea that if we spend more money in our schools, end poverty, and make sure all parents are very involved and included in the educational lives of their children, we will finally have all children—at least the vast majority of students—leading productive, lucrative lives … oh, and we’ll close the gender pay gaps (gaps of all kinds, actually), get more kids to go into STEM careers, and get all of our children technologically savvy. After all, look how well the children of well-to-do parents do. Far more of them get into college and far more of them earn a professional wage.

So, is it an individual’s good schooling, an education that is well-funded and challenging, that leads to a high likelihood of the person’s becoming financially successful, or is it the individual’s ability, the innate ability one brings to the table (or desk, as the case may be), that makes the biggest difference? Well, obviously, it’s not that completely simple (an either-or question), but ability is highly related to what kind of education will fit the child best, bring out the child’s talents and stimulate his or her successes.

In fact, the correlation between money, college attendance and high-paying careers is indisputable. There is a correlation! But, correlation is not the same as causality. Correlation means that two things often occur together. Causation means that one causes the other or affects a change on the other. But, in reality, access to money doesn’t cause high ability. High ability is generally needed, though, regardless of the education, for success at complex, high-paying careers and jobs. Lower intellectual ability can lead to financial stability when the education fits the individual student and the jobs for which they train and are most capable pay well. But these are not exclusively the careers that require college, high-level math, or superior reading and writing skills. These require specific, hands-on training.

Intellectual level matters. The early childhood interests and milestones of the individual can predict one’s intellectual level and profile quite accurately. Review the first two entries in this blog series to see some important information about what IQ is and how it affects lots of different things about us.

At the risk of sounding like I think my experience is the only lens through which to examine this topic, let me explain. It got me started but I did go on for my PhD to find out what’s really true. I got many early lessons in how a smart person may not be rich or have “involved parents” and how some slower learners could have parents who were well off when I went to my blue-collar public school back in Ohio. I came from a college-educated family and my parents could afford to send us to elite, private prep schools but my father definitely didn’t want to do that (he bought a boat).

Both my parents grew up poor to modestly poor due to the Great Depression, and my father’s parents also divorced when he was quite young. This wasn’t uncommon for the Greatest Generation to have poor parents. This also has never been uncommon for immigrants, but some rise up through more than hard work; they’re smart. My two best friends came from financially poor backgrounds and neither (for a variety of reasons) had involved parents. But they were both very smart and both did well in school anyway. I don’t claim these examples prove anything; they’re just examples. But, as I mentioned in an earlier blog post, they shared similar IQs, a criterion for getting someone’s jokes and being on the same “wavelength.” It helped me see that “bad background” didn’t necessarily stop someone from getting a good education or career.

The point here is this: if you come from a background that suffered financially or you lost a parent or your parents divorced, it didn’t make you more or less intellectually capable. Does opportunity matter? Yes, but not for making you smart or not. It matters for helping you maximize your gifts and talents. It matters for bright children, no matter what their circumstances, to be given the opportunity to get the best and most appropriate training – for them – as we can possibly provide.

If we let ourselves believe that everyone can be smart, that there are no differences between and among people of the same age (kids in a first grade classroom that is based on age, for example), then we are bound to think the same good instruction will work for every child in the room. This cripples our ability to provide what each child needs. So, I will give some examples from gifted adults and parents of gifted children about the frustrations they’ve encountered trying to get their intellectual and emotional needs met in school. In my next blog entry, I share tidbits from both my doctoral dissertation and my book.

Comments

Good Schools/success, etc

Dr. Ruf-thank you so much. I enjoyed reading your article and will go back to read previous posts. You articulate the issues well and we are in agreement on many things.

One of the things I see implied, but I don't recall if it was overtly stated, is the concept of _value_ in education. In Robert Heinlein's novel _Starship Trooper_, there is a confrontation between the hero, Johnny Rico, and his History and Moral Philosophy teacher, a retired colonel. The teacher asks a question regarding the value of vote, and why (in this imagined future) only veterans are enfranchised. To illustrate his point, he offers Johnny a facsimile award for winning a track and field event, knowing that he had not actually won. Johnny is indignant and offended stating what use is something given but not earned? This is one of the issues that lurks in the background of our thoughts in the classroom: we have, for the last two decades, become very focused on "warm fuzzies" at all levels. It seems, at times, that we salute our kids just for breathing, and we find all kinds of excuses to keep moving them ahead regardless of the level of mastery. There is nothing wrong with accentuating the positive, but we have conditioned our kids to expect it-they have lost their sense of value, and hence feel that there is nothing to respect in achievement.

Secondly, who do we hold up as our models for success? We, as a society, constantly bombard our kids with celebrities, pro athletes, and multibillionaires as the end product and the only true path to happiness without detailing how those individuals got there. Material and monetary wealth are portrayed as the ultimate good. This, to me, is one of the deadliest ills of our society, and will take a major overhaul in our professed values to correct, begging the question "where do we begin?"

Finally, while we pay lip service to individualized education, and many of us go to heroic efforts to achieve it, the hard, cold truth is we've become addicted to metersticks (sorry, but I'm a science guy). Look back twenty years or so and see where the first calls for "accountability" _really_ started (hmmm...sounds like a book topic). We now have industrialized education on a national scale, and, like the heavy industries of fifty years ago, it's becoming more and more automated. Something to think about... .

Does Intelligence Matter / "Good Schools"

There are an astonishing number of assumptions in Dr. Ruf's article; too many, really, to address in a simple blog post comment. That said, here are a few knee jerk reactions:

First, Dr. Ruf focuses a great deal on financial reward. Along these lines, readers might wish to read the paper authored by our dear friend Bill Symonds of the Harvard Graduate School Of Education. It is called "Pathways to Prosperity" and has received a great deal of national attention.

Anyway, back on topic. While financial reward, at least at a certain level whereby one is not always struggling to cover basic living expenses, is indeed important, there are many other aspects that can be both necessary and sufficient conditions of living a fulfilling life. Having lived in affluent suburbia for much of my life, I have met too many miserable, unfulfilled and, quite frankly, uninteresting people to count.

Second, the concept of, to use Dr. Ruf's phrase, "student success" is itself a loaded idea. Many kids who attend rigorous elementary, middle and high schools game the system by learning enough to score strong marks, but do not necessarily absorb the ethical, political, spiritual or societal implications of what they study and how it applies, in practical terms, to their lives. How many more Harvard MBAs and MIT trained mathematicians do we need to blow up the world's economy before the frequent disconnect between academic (and financial) success and a deeper sense of ethical obligation to society is perceived?

Third, the concept of "high paying careers" is a relative term. Part of the problem with modern day America is the vast income inequality between those members of society who are paid (I almost slipped and said "earn") the most and everyone else. Many of our most brilliant people teach college; and college professors earn a decent living compared to a person working in WalMart. However, relative to investment bankers, senior partners in corporate law firms, surgeons and professional athletes, the typical college professor has fairly meager earnings. Consider, further, that teachers in public (or private) high schools often earn less than many college professors. Dr. Ruf states that teachers in affluent towns are "well paid. However, compared to the families of children they teach, they are poorly paid. Unless a teacher is from a two income family, with one spouse in a far more lucrative career, few teachers can afford to live in the affluent towns in which they teach.
The point is that, in so rewarding certain career paths with financial benefits, we create a disincentive for many very bright people to pursue other careers that might benefit society at large more. This is not to say that many people do not choose to do what they believe in rather than just chase the money. But why, as a society, do we create, or tolerate, such income disparity that a brilliant person who wishes to teach or become a social worker needs to face the prospect of earning 5 % of what they could earn as a private equity manager?

Fourth, and to be fair to Dr. Ruf it is difficult to tell if she is making this assumption or not, there are often cases where "success", be it academic, financial, athletic or other types of success, fluctuates. Citing my own history somewhat, I have a very high IQ but have had tremendous ups and downs through both my school experience and my career. In 7th grade (I found the results of an approximately 40 year old exam some time ago) my reading aptitude was measured in two manners. In one, I was somewhat ahead of grade level (8th grade) and in the other I was at 12th grade 9 months plus-essentially college level in 7th grade. However, I was an only child from a broken home and was picked on so much in school that year that I grew to hate school. By the time I was in 10th grade, I had become an accomplished athlete but was rebelling against a system the cracks of which I had slipped through. As a potential state level runner, my grades were so poor (below a D average for the year) that I was ineligible to run on the track team. Switching to a small, private school, I immediately grew to like school, lettered in four different high school sports, attended a respectable small college where I did well and was eventually awarded one of the Du Pont Fellowships at Virginia in the graduate Philosophy department. Being too young and too immature when I began graduate school, though, and not being very interested in modern "Analytic" Philosophy, I put in little effort, did marginally, became disillusioned with academia and eventually discontinued my studies to pursue other interests.

My point in citing the above personal experience is to note that even very gifted individuals excel during certain periods of their lives and struggle during others. I have had a similar experience in my career, being nationally regarded as a specialist in antique Persian rugs, with periods of financial success and periods of tremendous difficulty. The national events of the last few years, with a great number of extremely capable people being unemployed, often for prolonged periods, should highlight the uncertain nature of intelligence in its relation to what would often be deemed "success", at least so far as it is measured financially.

One last point: regarding some of the factors that affect "success", as affluent America might define it, there is a self-perpetuating cycle. Tax laws governing inheritance, when they set limits that allow a socio-economic aristocracy to exist, do nothing but perpetuate the cycle. In the town in which we live (Wellesley, Massachusetts), and no doubt in other, similar suburbs around the United States, the public school systems that might be held in high regard by Dr. Ruf, and understandably so, are still often deemed not good enough for a large percentage of the population whom then attend private schools. It was some time ago, and I am not sure of the accuracy of the report, but I vaguely recall seeing at some point that approximately 40 % of high school aged children from Wellesley attend private school. Now, as a graduate of a private high school myself, and a school that made a tremendous positive impact in my life, I am among the last people who would categorically denounce private schools. My point, rather, is that kids from affluent towns have far greater advantages than simply the advantage of possible innate intelligence.

Dr. Ruf states that access to money doesn't cause high ability. I agree fully. But what access to money does cause (often) are advantages that render our society highly inequitable, both in terms of education and employment. Kids from affluent families might or might not have the involvement of their parents in terms of their education or the setting of their moral compass, but they often attend public schools where academic success is considered by their peers to be a worthy goal. Children from towns with less educated populations might face the additional hurdle of being characterized as a "nerd", which can make it even more difficult for them to excel in school. Furthermore, when kids from affluent towns struggle in school, they often are provided with private tutors by their parents; test prep classes; social connections and possible financial contributions to get them into prep schools; and legacy advantages when it comes to certain colleges. Read Daniel Golden's "The Price of Admission" if you want your eyes opened on that count.

Dr. Ruf does, indeed, note that opportunity matters for helping one to maximize gifts. The sad news is that we still live in a world, and in a country, where some children are afforded vastly greater opportunities than other children.

Douglas B. Stock

"astonishing number of assumptions in Dr. Ruf's article"

Dear Mr. Stock,
Thanks for your very deep and thorough reaction and taking the time to both read what I wrote and compose your own response. I know that what you write is true; totally true all the way around. Not about my assumptions, though. You see, I do agree with what you are pointing out, but too many people don't. So, I'm carefully moving toward getting more people, especially the stakeholders and policy-makers, to understand what you already know. Your response is much longer than a typical blog post that anyone will take the time to read. The hardest part about doing this sort of writing is making decent points in fewer than 500-750 words.

My PhD dissertation has 41 case studies of gifted adults in it. Most of my Committee members wanted me to find out how successful my subjects are, and they meant financially. I wasn't looking for that. I was looking for maturity, contentment --- self-actualization. The whole point of my work is to make it possible for people -- no matter their intellectual level or access to power and opportunity -- to eventually find satisfaction and self-actualize. You can read my whole dissertation via PDF if you go to my www.educationaloptions.com website. The first 3 chapters are posted and you can have us send you the whole thing for a small charge.

So, join me in working toward getting more people to understand and please feel free to hold my feet to the fire if you think I've worded anything wrong over time. Thanks so very much for weighing in;-) We are in agreement, and isn't that fun?

Finding what each child needs

Your post had me thinking one thing, and then I changed my thoughts when I read the last paragraph. As a fourth grade teacher, trained in gifted education, I'm constantly trying to find out what each kid needs from me. I offer them all "good teaching", but that's not enough. Teaching is in many ways just like parenting. You can't treat your children the same because they have different needs. One child may need firmer guidelines, while the other may need more emotional support. You have to give each what they need to live their best lives. Same thing in the classroom. While all my students gain benefits from certain lessons and methods of teaching, some learn in different ways and need more or less support to gain understanding. Treating them equally is not fair. They need to be treated equitably. Big difference! Asking my struggling students to work on an open-ended PBL project without proper background knowledge would be unfair, but so would asking my high flyers to sit through days of background knowledge preparation and discussion when they're ready to start on the project.

It's not easy to meet the wide variety of needs in a classroom, but I owe it to the kids to try my best!

Finally, someone is saying

Finally, someone is saying the same thing I've been saying for a long time!!! My personal children are so frustrated with public education for the reviews of material they already understand, instruction they understood 5 minutes ago, and the homework they don't need to practice because they got it in class! If a student is proving it in their grades then there needs to be a way to acclerate them so they are not bored and enjoy learning. Why hold them back!

Finding What Each Child Needs

Thank you for your very nicely written comment. I'm leading up to something with these posts and I'll mention one of my goals here: let's stop grouping children for instruction by age alone. It makes for too big an ability difference within the classroom and it makes the job of the teacher much more difficult than it needs to be. I like to say, "Grouping kids by age for instruction makes about as much pedagogical sense as grouping them by height." If we look back at the old one room school house, too, we understand better that students can and should be allowed to move through the curriculum at their own pace as much as possible. What a lot of people may not notice is that by the time you go to a college class, ability grouping has already been naturally arranged by who sought that particular school, that particular class, and who got accepted to the school itself! The range is still impressively wide but not anything like a typical elementary school classroom. I know that there are many good teachers trying their best, but I am hopeful that it will be possible to some day make the teacher's job easier, not by teacher-proofing curriculum, but by allowing teachers to teach to groups as they are ready for the instruction. More to come! ~Deborah Ruf

Finding what each child needs

I have a child who is diagnosed as PDD-NOS. After reading many articles and books, I believe he is both gifted and learning disabled. I am very involved in my childs public school education and I have had my share of both excellent and horrible teachers. I find it particularly challenging to have the gifted side of his mind and soul stimulated in public school because my child is labeled as LD. How would you suggest I approach this as he enters 4th grade. He is brilliant and glowing when he is interested and stimulated, he is dark and frusrated when he is not.

PDD and gifted

I'm sorry to hear that your child seems to have PDD. I would suggest that you need to find the school setting that fits his interests and that has other kids who share his interests. It depends upon where you are how easy that is to do. Our state, Minnesota, has school choice. Most don't. Your child may be unique, but there are others like him. The best way to help him in his early years is to find a place that has more children like him. Then he gets to be with true peers. Best of luck to you. Contact us for more help, if you are interested. Go to www.educationaloptions.com.